Health Insurance – Frequently Asked Questions

The issue of health insurance is increasingly in the news as more and more people opt to take out private health insurance policies as they grow ever more disenchanted with the state of the NHS. Health insurance policies come in all shapes and sizes and it is important to ensure you find the right health insurance policy for you and your family. Being prepared for all eventualities and having a peace of mind that just isn’t available with the NHS are just some of the reasons that people opt for private health insurance and its popularity is set to grow in the years to come.

Health Insurance – Knowledge is Power

Taking out health insurance is the best way to protect you and your family in the event of an accident or illness where medical assistance is required. Just some of the most commonly asked questions regarding health insurance include:

Q: What percentage of people in the UK have private health insurance?

A: Statistics released at the tail-end of 2007 suggested that as many as 12.5% of UK residents have some form of private health insurance; which equates to approximately 7 million people across the country. According to the same set of statistics, over 2.5 million people have private health insurance provided directly from their employer.

Q: What exactly is private health insurance?

A: Private health insurance is a form of insurance that is purposely designed to provide private health cover to its customers. Private health insurance allows those who have it to forgo the often lengthy NHS waiting lines and receive the medical treatment that they require in a much more timely fashion.

Q: Do some health insurance policy exclude certain people?

A: Unfortunately, it is a necessity for most private health insurance providers to not accept new customers who already have certain, pre-existing, conditions. For example, people with AIDS, alcohol or drug addiction or certain chronic illnesses are often precluded from private health insurance policies for obvious reasons.

Looking for Private Health Insurance? Speak to Right to Health

Right to Health is a leading UK health insurance intermediary, helping individuals and corporations find the best private health insurance cover. With access to the UK’s top health insurance companies, Right to Health has advised thousands of clients and can help you to get great health coverage for a competitive premium. Right to Health is authorised and regulated by the Financial Services Authority, which means that you can be confident that the recommendations you are given really are in your best interests. To find out more or to get a review of your current health insurance, call 08000 753 999 or click the Free Online Quote button at the top of the page.

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