Modern life is taking its toll on the younger generations, with heart disease on the rise in the 35-55-year-old age group. Unhealthy diets dominated by junk food, quick lunches, binge drinking and stress-related comfort-eating are just some of the contributory factors to this rise in unhealthy hearts. But with private health insurance companies offering incentives to stay healthy, there may yet be help for hearts.
Private Health Insurance – Heart Health
As any doctor will tell you, a healthy lifestyle is essential for a healthy heart. Diet, daily habits like smoking and stress levels can all dictate whether your heart is in need of some TLC or is fighting fit. With a prevalence of convenience food, stress, lack of exercise and binge-drinking in younger age groups, it seems not all hearts are as healthy as they could be. According to the Department of Health, heart disease is rising amongst 35-55-year-olds because of these lifestyle factors, while it is actually falling in those over 75.
Private Health Insurance – Helping Hearts
One incentive to help younger people change their ways and become healthier is private health insurance. Health cover is increasing in popularity due to people’s disillusionment with the NHS, and their desire for a higher level of medical care. But they are also realising that the healthier they are, the cheaper their health insurance is. Some health cover providers are even offering cheaper premiums to those who come in for regular medical check-ups or who can prove they have a healthy lifestyle.
Private Health Insurance – Staying Healthy
If you want to benefit from cheaper private health insurance premiums and take care of your health and your heart, then there are some easy steps you can take.
- Reduce the amount of processed junk and convenience food in your diet. Private health insurance providers look favourably on a diet dominated by fresh fruit and vegetables, and lean meat and fish.
- Increase the amount of exercise you are doing, with a minimum of twenty minutes a day that will raise your heart rate. Some private health insurance providers will only offer you a lower premium if you are a regular exerciser.
- Quit smoking and cut down drinking to your recommended daily intake – or less. Private health insurance providers know that drinking and smoking can both create ongoing and severe health problems, and will set a higher premium according to your habits.
Looking for Private Health Insurance? Speak to Right to Health
Right to Health is a leading UK health insurance intermediary, helping individuals and corporations find the best private health insurance cover. With access to the UK’s top health insurance companies, Right to Health has advised thousands of clients and can help you to get great health coverage for a competitive premium. Right to Health is authorised and regulated by the Financial Services Authority, which means that you can be confident that the recommendations you are given really are in your best interests. To find out more or to get a review of your current health insurance, call 08000 753 999 or click the Free Online Quote button at the top of the page.
Free Online Quote
Get your FREE competitive and affordable quote online for individuals or families.
Alternatively speak to one of our healthcare advisors free.
![]()

